The IRS has announced the 2026 HSA contribution limits: $4,550 for self-only and $9,100 for family coverage. See how these updates affect HDHP requirements, and why HSA plans may still be worth considering for tax savings and future medical expenses.
2025 HSA Contribution Limits Announced
The IRS has released the 2025 HSA contribution limits: $4,300 for individuals and $8,550 for families. Learn how this impacts HDHP requirements and why these plans may not always be the cheapest despite high deductibles.
More Hospital Options For Kaiser Members
Kaiser Permanente has expanded hospital access across metro Denver, adding trusted locations like Rose Medical Center and St. Anthony North. Members now have more convenient options for care, including emergency, maternity, and specialty services. Learn how this update improves flexibility and keeps high-quality care close to home.
2022 HSA Contribution Limits Announced
The IRS has released 2022 limits for HSA Contributions and High Deductible Health Plans (HDHPs). 2022 HSA Contribution Limits: Self-Only: $3,650 (up from $3,600 in 2021) Family: $7,300 (up from $7,200 in 2021) 2022 HDHP Deductible Minimum: Self-Only: $1,400 ($1,400 in 2021) Family: $2,800 ($2,800 in 2021) 2022 HDHP Out-of-Pocket Expense Maximum: Self-Only: $7,000 ($7,050… Read more about 2022 HSA Contribution Limits Announced
The American Rescue Plan and your Colorado health insurance
You may have seen headlines recently about how the American Rescue Plan (HR1319) makes health insurance more affordable for people who buy their own coverage. As always, you can reach out to me if you have questions about your specific circumstances. But I wanted to summarize some general information: Section 9662 of the American Rescue… Read more about The American Rescue Plan and your Colorado health insurance
Special enrollment window through May 15, 2021
If you’re uninsured in Colorado, you have another opportunity to enroll in health coverage for 2021. Connect for Health Colorado has opened a special enrollment window that closely mirrors the enrollment window that the Biden administration announced for states that use HealthCare.gov (DC and 14 states, including Colorado, run their own exchanges; the rest of… Read more about Special enrollment window through May 15, 2021
2021 HSA Limits
The IRS has released 2021 limits for High Deductible Health Plans (HDHPs) and Health Savings Accounts (HSAs). 2021 HSA Contribution Limits: Self-Only: $3,600 (up from $3,550 in 2020) Family: $7,200 (up from $7,100 in 2020) 2021 HDHP Deductible Minimum: Self-Only: $1,400 ($1,400 in 2020) Family: $2,800 ($2,800 in 2020) 2021 HDHP Out-of-Pocket Expense Maximum: Self-Only:… Read more about 2021 HSA Limits
IRS Announces 2020 HSA Limits
The IRS published Revenue Procedure 2019-25 last week, specifying the 2020 HSA contribution limits. 2020 HSA contribution limits If you have individual coverage under an HSA-qualified plan: $3,550 (up from $3,500 in 2019) If you have family coverage under an HSA-qualified plan: $7,100 (up from $7,000 in 2019) Minimum deductible for HSA-qualified plans Individual coverage: $1,400 (up from $1,350 in 2019) Family coverage:… Read more about IRS Announces 2020 HSA Limits
HSA Contribution Limits for 2019 Have Been Increased By the IRS
The IRS published Revenue Procedure 2018-30 last week, most importantly specifying the HSA contribution limits for 2019. In addition, the minimum deductibles for HDHP’s remained unchanged. However, the maximum out-of-pocket exposure on HSA-qualified plans increased. HSA contribution limits for 2019 For individual coverage under an HSA-qualified plan, the limit is $3,500, which is up from $3,450 in 2018. For family coverage… Read more about HSA Contribution Limits for 2019 Have Been Increased By the IRS
2018 Colorado Individual/Family Market Specialist Maps
Last week, I shared charts showing how many total providers are in each individual market insurer’s network, and compared that with total enrollment for each insurer. But the total number of providers doesn’t tell the whole story. Network adequacy issues still arise for specific consumers when an insurance plan might have many primary care providers, but… Read more about 2018 Colorado Individual/Family Market Specialist Maps
2018 Colorado Individual Market Enrollment and Total Medical Providers
2018 Connect for Health Colorado Individual Market Enrollment
2018 Essential Community Provider Maps
Network coverage is an important part of picking a health insurance policy. And while the insurers and the exchange have tools that will let you check to see if your doctor is in-network with the plan you’re considering, those tools aren’t as helpful if you don’t have a specific provider in mind and just want… Read more about 2018 Essential Community Provider Maps
Yuma County Colorado Individual Market Network Size Rating Based on SERFF Data
Statewide Results, Scientific Methodology, and links to other Colorado Counties Yuma county contains the city of Wray. Totals By Carrier for Yuma County Anthem BCBS 2 Bright 2 Cigna 2 Colorado Choice 47 Denver Health 0 Kaiser 0 RMHP 84 Per Carrier Breakdown Anthem BCBS Anthem BCBS has 2 unique providers in Yuma County. Anthem… Read more about Yuma County Colorado Individual Market Network Size Rating Based on SERFF Data
Weld County Colorado Individual Market Network Size Rating Based on SERFF Data
Statewide Results, Scientific Methodology, and links to other Colorado Counties Greeley and parts of Thornton, Brighton, and Longmont are in Weld county. Colorado Choice will be called Friday Health in 2018. Totals By Carrier for Weld County Anthem BCBS 390 Bright 27 Cigna 36 Colorado Choice 326 Denver Health 1 Kaiser 617 RMHP 613 Per… Read more about Weld County Colorado Individual Market Network Size Rating Based on SERFF Data
Washington County Colorado Individual Market Network Size Rating Based on SERFF Data
Statewide Results, Scientific Methodology, and links to other Colorado Counties Anthem BCBS and Colorado Choice (Friday Health Plans) are the only insurance carriers offering individual/family plans in Washington county. Akron is the largest town in Washington county. Totals By Carrier for Washington County Anthem BCBS 2 Bright 0 Cigna 0 Colorado Choice 9 Denver Health… Read more about Washington County Colorado Individual Market Network Size Rating Based on SERFF Data
Teller County Colorado Individual Market Network Size Rating Based on SERFF Data
Statewide Results, Scientific Methodology, and links to other Colorado Counties Anthem BCBS and Kaiser are the only insurance carriers selling individual/family plans in Teller county. Totals By Carrier for Teller County Anthem BCBS 32 Bright 41 Cigna 4 Colorado Choice 18 Denver Health 0 Kaiser 70 RMHP 52 Per Carrier Breakdown Anthem BCBS Anthem BCBS… Read more about Teller County Colorado Individual Market Network Size Rating Based on SERFF Data
Summit County Colorado Individual Market Network Size Rating Based on SERFF Data
Statewide Results, Scientific Methodology, and links to other Colorado Counties The only carriers selling plans in Summit county are: Anthem BCBS, Bright Health, Cigna, and Kaiser. RMHP is only for sale in Mesa county. Totals By Carrier for Summit County Anthem BCBS 39 Bright 148 Cigna 7 Colorado Choice 21 Denver Health 0 Kaiser 92… Read more about Summit County Colorado Individual Market Network Size Rating Based on SERFF Data
Sedgwick County Colorado Individual Market Network Size Rating Based on SERFF Data
Statewide Results, Scientific Methodology, and links to other Colorado Counties The only insurance carriers for sale on the individual market in Sedgwick county are Anthem BCBS and Colorado Choice (Friday Health). Anthem BCBS shows 0 providers based in Sedgwick county, so all doctors are traveling from out of the county, which drives higher costs. Most… Read more about Sedgwick County Colorado Individual Market Network Size Rating Based on SERFF Data
San Miguel County Colorado Individual Market Network Size Rating Based on SERFF Data
Statewide Results, Scientific Methodology, and links to other Colorado Counties Telluride is in San Miguel county. The only insurance carrier selling plans in San Miguel county is Anthem BCBS. I’m curious how this compares to the total providers in that county. You know the market better- do ESI plans have better networks? — Wesley Sanders… Read more about San Miguel County Colorado Individual Market Network Size Rating Based on SERFF Data
San Juan County Colorado Individual Market Network Size Rating Based on SERFF Data
Statewide Results, Scientific Methodology, and links to other Colorado Counties Silverton is in San Juan county, which is the least populous county in Colorado with 701 people. The only insurance carrier selling plans on the individual/family market in San Juan county is Anthem BCBS. Interestingly, the only insurance company with ANY providers in the county… Read more about San Juan County Colorado Individual Market Network Size Rating Based on SERFF Data
Saguache County Colorado Individual Market Network Size Rating Based on SERFF Data
Statewide Results, Scientific Methodology, and links to other Colorado Counties Totals By Carrier for Saguache County Anthem BCBS 12 Bright 13 Cigna 0 Colorado Choice 4 Denver Health 0 Kaiser 0 RMHP 3 Per Carrier Breakdown Anthem BCBS Anthem BCBS has 12 unique providers in Saguache County. Anthem BCBS has 0 unique facilities in Saguache… Read more about Saguache County Colorado Individual Market Network Size Rating Based on SERFF Data
Routt County Colorado Individual Market Network Size Rating Based on SERFF Data
Statewide Results, Scientific Methodology, and links to other Colorado Counties Anthem BCBS is the only insurance company for sale on the individual/family market in Routt county. Even though the RMHP PPO has so many more providers here, it’s only sold in nearby Mesa county. Steamboat Springs is in Routt county, which has a population of… Read more about Routt County Colorado Individual Market Network Size Rating Based on SERFF Data
Rio Grande County Colorado Individual Market Network Size Rating Based on SERFF Data
Statewide Results, Scientific Methodology, and links to other Colorado Counties Monte Vista is in Rio Grande county. Totals By Carrier for Rio Grande County Anthem BCBS 14 Bright 25 Cigna 3 Colorado Choice 31 Denver Health 0 Kaiser 0 RMHP 23 Per Carrier Breakdown Anthem BCBS Anthem BCBS has 14 unique providers in Rio Grande… Read more about Rio Grande County Colorado Individual Market Network Size Rating Based on SERFF Data
Rio Blanco County Colorado Individual Market Network Size Rating Based on SERFF Data
Statewide Results, Scientific Methodology, and links to other Colorado Counties Meeker is in Rio Blanco county. Anthem BCBS is the only option for residents of Rio Blanco county to purchase. Totals By Carrier for Rio Blanco County Anthem BCBS 2 Bright 3 Cigna 2 Colorado Choice 0 Denver Health 0 Kaiser 0 RMHP 26 Per… Read more about Rio Blanco County Colorado Individual Market Network Size Rating Based on SERFF Data