I missed this news last week, but apparently I wasn’t the only one: Colorado Governor Bill Ritter signed Senate Bill 88 into law last Monday, granting dental and health insurance benefits to domestic partners of gay and lesbian state employees. Even the bill’s sponsors didn’t know until after the fact that it had been signed by the governor. […]
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Gender, Age, Geography, and Health Insurance Premiums
The new proposal put forth by AHIP would take into account only age and geography (not gender) when setting rates. Jaan points out that while this is all well and good, doesn’t it leave things open to cries of foul regarding ageism and geographism? In my opinion, it does. Age and gender are both factors that are beyond our control, and to a large part, so is geographical location. […]
Gay Marriage And Health Insurance Benefits
I am not sure where to begin dissecting the logic in RNC Chairman Michael Steel’s recent attempt to sway public opinion on gay marriage. He is trying to turn gay marriage into an economic issue by maintaining that it will hurt profits for businesses if they have to provide health insurance benefits to partners of gay employees. […]
Insuring Low Income Children Through Tax Returns
[…] In Colorado, there are 100,000 children who are eligible for Medicaid or CHP+ but remain uninsured. The state is working to expand access to these programs, but getting those 100,000 kids enrolled would make a good dent in the number of uninsured children in Colorado. And tax returns are a great way to identify families that qualify for state-funded health insurance. […]
Colorado House Kills Oral Chemotherapy Bill
The Colorado House killed a bill today that would have required Colorado health insurance companies to cover oral chemotherapy pills. Diane Primavera (D-Broomfield), sponsored Senate Bill 250 in the House, and had support from patient advocate groups and the pharmaceutical industry. But the House Health and Human Services Committee voted 7 – 4 to kill the bill. […]
Hard To Please Everyone With A Single Health Plan
[…] There really is no one-size-fits-all when it comes to health insurance. In terms of health care reform, unless someone just starts handing out free health care (without tax increases or premiums…), it will be tough to get people to agree on a single plan, or even a handful of coverage options. […]
Many Laid Off Workers Not Getting COBRA Assistance
[…] People who worked for a company that went out of business or stopped offering health insurance won’t qualify, because there won’t be a health insurance policy for them to opt to continue via COBRA. In addition, people who were laid off from small businesses might not qualify if their state doesn’t have a “mini-COBRA” law allowing these workers to continue coverage […]
Colorado Single Payer House Bill Abandoned
[…] it really doesn’t make sense for an individual state to set up its own single payer health insurance system. We absolutely need to focus on providing access to health care for the people of Colorado who don’t have health insurance. But it makes more sense to expand programs that are already here.
Too Important To Fail
[…] I would argue that instead of being considered too big to fail, major health insurance carriers might be seen as too important to fail. AIG’s collapse would have been primarily indirect, but health insurance companies work directly with individual Americans. Even in large groups, individual employees are the ones who carry the id cards with the insurance carrier’s logo on them. […]
Looking For Solutions
[…] I have yet to see an article that is critical of the public health insurance idea and also proposes alternative solutions. Here in Colorado, we have 800,000 people who are uninsured. Nationwide, that number is 47 million, and that was last year, before the recession hit and unemployment numbers started to climb. I have no doubt that it is higher now. […]
Cesarean Risks
Kathy’s article highlights the importance of truly informed consent, and points out the ways that women are swayed (manipulated?) towards opting for repeat c-sections in the name of safety, without being truly informed about the risks on both sides of the issue.
Getting Rid Of Underwriting Does Not Contain Health Care Costs
[…] So while reform that involves getting rid of underwriting and requiring everyone to purchase health insurance would help some people, it won’t make much of an impact for the millions of people who can’t afford health insurance, regardless of underwriting. It might end up being a piece of the puzzle, but it’s not going to dramatically expand access to health care.
Free Health Care For Some Laid Off Workers
[…] It’s laudable that the clinics are offering free health care at all; they have to structure this in such a way that they don’t end up driving themselves out of business in the process. By requiring that a patient (who might think that a job/health insurance loss is on the horizon) come in for a paid visit first, the clinics will likely boost their revenue in the early phase of this program.
Only Two Health Insurance Options For Metro State Students
[…] But some students have done their own research and found an individual health insurance policy that better fits their needs and/or budget, and they would prefer to be given the option of keeping that policy. For those students, we feel that colleges should reconsider their waiver requirements and treat their students as adults who are capable of making their own decisions.
Colorado HB 1224 Passes Senate
[…] I would like to see lower utilization of health care across the board. Overall, I think that the focus needs to be on reducing health care costs (which requires addressing all aspects of the health care system, from patients and doctors, to pharmaceutical companies and health insurance carriers) rather than redistributing the costs among men and women.
Colorado Is Not An Island
[…] Imagine a scenario where the rest of the country still has private health insurance combined with public programs like Medicare and Medicaid, but Colorado has universal health care. What would prevent an influx of sick people from moving to Colorado? […]
Paying For An Office Visit
[…] Some people don’t have a car or health insurance, especially in our current economy. Programs like Medicaid and Colorado’s Child Health Plan Plus are very necessary, and I support efforts to expand those programs to more low-income families. But there are people willing to pay more than $150/month for a car, but hate the idea of paying $150 to see a doctor. […]
Colorado HB 1273 And Single Payer Health Insurance
[…] House bills 1273 and 1293 both generate discussion about what we can do to provide health insurance to the 800,000 people in Colorado who are without health insurance. I’m doubtful that HB 1273 will get much traction in its current form, but perhaps it will add to the dialog that is going on at the capital, and generate ideas that will lead to solutions for Colorado.
Preventive Colon Cancer Screeing In Colorado
[…] The changes will go into effect on July 1, 2009 and will require all Colorado health insurance providers to cover preventive colon cancer screening for policy holders over the age of 50, and screening for younger policy holders who are considered at high risk for colon cancer. The legislation pertains to both individual and group health insurance policies. […]
Medical Home Pilot Program
[…] I’m curious to see what the outcome is for the IBM/United medical home pilot program. We work with United Healthcare here in Colorado, and are eager to see if United can come up with a program that would ultimately lead to lower healthcare costs (and thus lower health insurance premiums). If the pilot is successful, I imagine we’ll see other health insurance companies implementing similar medical home programs.
Same Sex Domestic Partner Coverage From Anthem
We’re pleased to report that Anthem Blue Cross Blue Shield is now offering same sex domestic partner coverage on individual health insurance policies in Colorado. Many large group plans have been offering coverage for same sex domestic partners for a while now, but this hasn’t been the case in the individual health insurance market. […]
Expanding Health Insurance Coverage In Colorado
[…] Increasing the income limits and enrolling more people doesn’t require additional infrastructure or administrative changes. Working within our current framework, but with expanded enrollment, seems to be an efficient way of going about this process. It’s also probably the quickest way to actually get health insurance coverage to Colorado residents who need it.
Some Thoughts On Colorado HB1224
[…] I looked at premiums for $5,000 deductible HSA qualified policies from Anthem Blue Cross Blue Shield, Aetna, Assurant, Cigna, Humana, and United HealthOne. If lawmakers disallow the use of gender to determine individual health insurance premiums in Colorado, younger women and older men will have lower premiums, while younger men and older women will have higher premiums. There won’t be any actual benefit to the overall population – health insurance premiums will just be averaged for men and women.
Audits For Medicare Providers
[…] most doctors are trying to provide the best possible care for their patients and simply get paid for what they do. Medical billing is fraught with complications and headaches. To eliminate mistakes, it seems that making the billing system less complicated would be a better solution than audits. […]
Government Research And Health Care
[…] There are plenty of people who advocate a free market approach to health care, and are complaining that the government shouldn’t be allowed to dictate that a particular treatment isn’t cost effective. But private health insurance does exactly the same thing. They don’t pay for unproven treatments, and it wouldn’t make sense for them to do otherwise […]