We’ve all heard the adage that an ounce of prevention is worth a pound of cure, yet it often seems that most people ignore this advice. Otherwise people would not be dying from smoking-related cancers and the plethora of illnesses caused by obesity. It’s easy to say that these are personal problems and that people… Read more about Preventative Care on Individual Health Insurance
Individual/Family Health
End of an Era
Anthem Blue Cross Blue Shield of Colorado has come out with new non-group health insurance applications. On the previous applications, they only requested medical history information from the previous 5 years. This week, they increased that amount of time to 10 years “so the underwriting department can appropriately assess risk for certain medical conditions.” Now,… Read more about End of an Era
To Make a Short Story Long
In my last post, I discussed a survey from the Commonwealth Fund. It found that 89% of people who’ve sought health insurance in the last 3 years weren’t able to get anything – most of them couldn’t afford the premiums. I thought this sounded a little funny. America’s Health Insurance Plans (AHIP) shows conflicting information based on detailed… Read more about To Make a Short Story Long
Do We Expect Too Much from Health Insurance?
A recent study reports that out of 1,878 people age 19 to 64 polled by telephone, 89% of those who were seeking to buy health insurance in the last 3 years did not do so. “One in five people were turned down or charged a higher premium for individual insurance because of an existing medical condition…. Read more about Do We Expect Too Much from Health Insurance?
Why We Don’t Sell Discount Health Plans
A good reason that I sell health insurance for all of the top carriers in Colorado is because I’m not a very good “salesperson”. I understand the in’s and out’s of all of the different plans and all of the variables affecting coverage like stability of the companies, underwriting, and how they do rate increases. … Read more about Why We Don’t Sell Discount Health Plans
Health Insurance – Another Reason to Quit Smoking
In case you needed another reason to ditch your ashtray… Did you know that smokers pay more for their health insurance than non-smokers, if they have to get an individual/family policy? If you’re currently covered on a group plan through your employer, you may not have given this much thought over the years. But what… Read more about Health Insurance – Another Reason to Quit Smoking
Cavalcade of Risk coming on Wednesday
On Wednesday, we will be highlighting some of the best blog posts about risk in the Cavalcade of Risk. If you know of any good blog posts about risk, submissions are due Wednesday morning by 8am. For more information on how to submit a post, visit the C of R page. And if you haven’t done… Read more about Cavalcade of Risk coming on Wednesday