Jim Flynn is an attorney in Colorado Springs, and he’s written a great article on the process of making an appeal if your health insurance company denies your claim. If a health insurance company denies a claim for the above stated reason, it must provide a written notice that includes a detailed explanation for the… Read more about Claim Denied? Here’s How to Appeal
Advice
Cavalcade of Risk is up
Investments and Loans hosted this weeks edition of the Cavalcade of Risk. Despite a lot of spam getting submitted, he did a great job of weeding it out and putting together an interesting article of posts strictly related to risk.
Compare Rx Pricing Online
Bob Vineyard of InsureBlog gives us a good reason to shop around for where you fill your prescription. He also provides several good links where you can do your shopping. Check out his post called “Drive a Little, Save a Lot.”
The Real Risk of an HSA
A health savings account, or HSA, combines a high deductible health plan with a tax-favored savings account. Assuming there is transparency, as the Colorado Health Insurance Insider recently tested for, HSAs would encourage people to shop for health care just as they would for a new television or car. The HSA concept allows the free… Read more about The Real Risk of an HSA
Past Averages Do Not Predict the Future
I just read a blog post by Dani at Living Behind the Curve. She writes about her thoughts on going without health insurance in order to work part-time. Initially, she goes looking for individual health insurance, but talks herself out of it for several reasons. The policy has a $5000 deductible, and Dani calculates that… Read more about Past Averages Do Not Predict the Future
Enron Health Plan
With all the talk of universal health care lately, the most popular jab against it is to point out how inefficient the government is at running anything. Example: Katrina and FEMA. First of all, it’s been all to easy to point out incompetence in every government agency for the past 6 years. From Brown being… Read more about Enron Health Plan
I’m A Patriot – You’re A Terrorist
“Now with 50% more love for America“, over my med body played host to the Medical Grand Rounds this week. He did a great job! Keeping with the patriotism theme, I stumbled on a post from InsureBlog about Medical Terrorism. I thought Bob would be talking about the doctors that committed acts of terror in… Read more about I’m A Patriot – You’re A Terrorist
The Freedom of Individual Health Insurance
She said she realizes that the money they’ll be saving on their health insurance now is much greater than what she would have saved by having the group insurance through her employer for the 2 years she worked there. And the freedom it gave her and her husband is priceless.
It’s All About Inspiration
Grand Rounds is up at the Wandering Visitor. She made the theme “things that inspire you”. She got over 3 dozen posts. I think you’ll find the inspiration to read what medbloggers find inspiring themselves. Enjoy!
What is a Copay?
First of all, a plan with copays is usually going to be a waste of money. A copay is a dollar amount the health insurance company has specified that you’ll pay for either doctors visits or prescription drugs. A typical plan will have $25 doctors visit copays and $15 copays for generic Rx and $30… Read more about What is a Copay?
Individual Health Insurance Jitters
Yesterday I was talking with a friend about what we would do if we had tons of money. One of those pie in the sky conversations that makes you thing about what’s important in life. Neither one of us is a big shopper – we’re both pretty frugal and didn’t think that would change much. … Read more about Individual Health Insurance Jitters
Steve Dieckhoff Benefit
Update: Steve Dieckhoff died Saturday morning (3/15) just as the sun began to rise, friends said. He was 56 years old. A memorial service in Boulder has not yet been scheduled. Daily Camera story here Latest info and pics here Steve Dieckhoff is a local Boulder rock climber who is battling lymphoma. His friends and… Read more about Steve Dieckhoff Benefit
Cavalcade of Risk #26
Everything you do in your life involves some risk. Every decision you make has consequences and the best way to manage the everyday risks is to stay informed. So I present the 26’th Cavalcade of Risk. You won’t find a better source of information about risk anywhere on the internets. I think the most interesting… Read more about Cavalcade of Risk #26
Submit to the Cavalcade of Risk
I just found out that I’ll be hosting the Cavalcade of Risk on Wednesday. If you have any good risk related articles that you’ve written or know of one somebody else has written, email it to me at jay (at) insuranceshoppers (dot) net.
Green Cavalcade
Getting Green has a short, but sweet Cavalcade of Risk this week. Check it out!
Non-Transparency
Note: This is the first entry in this nightmare to get some transparency on a simple lipoma removal surgery. See the second entry here, and the third entry here. I’ve had a lipoma on my right shoulder blade for the past 5 years. I didn’t do anything about it right away because the doctor told… Read more about Non-Transparency
A Very Risky Cavalcade
The Cavalcade of Risk #24 is up over at The Digerati Life. A good selection of, but not too many, posts all put together in a good looking presentation will make it easy for you to browse for something of interest. Might I suggest one? Getting Green will open up your eyes with the article: Over… Read more about A Very Risky Cavalcade
It’s Tax Day
Because it’s tax day, we thought we might give you some more to read about taxes (just in-case you haven’t had enough yet). Don’t mess with taxes has a great tax carnival out called “Quit Monkeying Around“. Read up and make tax day a lot less stressful next year…..
What We Have for Health Insurance
We only use our health insurance on the very rare occasion that I hurt myself snowboarding or riding my MUni. But we would like to have the protection there just in case something big does happen. And in the future, we would like to finance a childbirth or two, dental procedures, and maybe LASIK. And… Read more about What We Have for Health Insurance
Funny Logic
In Colorado, there is underwritten health insurance and there is guaranteed issue health insurance. Underwritten health insurance has a much lower cost structure because they aren’t covering pre-existing conditions at all or without covering the cost with a premium increase, so it costs much less if you can qualify for it. Employers that are paying… Read more about Funny Logic
The Importance of Health Insurance
Why it’s so important that you have health insurance…
Havidol – Helping you get more.
Do you ever feel that the high-paced modern lifestyle of consumerism and keeping up with the Joneses is getting you down? You may want to talk to your doctor about Havidol, the only treatment approved for the newly-recognized condition of Dysphoric Social Attention Consumption Deficit Anxiety Disorder (DSACDAD). This modern miracle drug is available in… Read more about Havidol – Helping you get more.
New MyAnthem Member Portal at Anthem.com
Anthem Blue Cross and Blue Shield of Colorado is introducing a better way for our clients to track their explanation of benefits (EOB) forms, accumulations and out-of-pocket expenses – through MyAnthem member portal at anthem.com. The new site features familiar functions and intuitive navigation. And, members who previously registered with MyAnthem don’t have to re-register…. Read more about New MyAnthem Member Portal at Anthem.com
Online Application Video Tutorials
We’ve been trying to figure out a convenient way to help people with the online application process for the various health insurance companies in Colorado that they can use at any hour. Our clients can call or email us with questions, but sometimes they just want to see a tutorial that they can just reference… Read more about Online Application Video Tutorials
It’s Worth the Risk
One of my favorite blogs, Health Business Blog, is hosting the Cavalcade of Risk this week. David Williams does a great job organizing the posts into a very readable blog entry. You’ll only need to take a few minutes to browse this edition and find some good reading about risk. This weeks edition also includes… Read more about It’s Worth the Risk