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Colorado Health Insurance Insider

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How Unfortunate for Me

July 24, 2007 By Jay Norris

Note: This is the fifth entry on my experience with transparency in the US health care system. See the first entry here, the second entry here, the third entry here, and the fourth entry here. I just got off of the phone with Boulder Valley Center for Dermatology. So far, they’ve agreed to give me… Read more about How Unfortunate for Me

Filed Under: Humana, Providers

SCHIP Too Much?

July 20, 2007 By Jay Norris

Colorado business and health leaders have banned together to get health insurance for every child in Colorado and the country. President Bush is asking Congress to authorize $5 billion over the next five years for SCHIP (State Children’s Health Insurance Program), which is designed for the children of working class parents. Congress says that amount… Read more about SCHIP Too Much?

Filed Under: Policy

Cavalcade of Risk at The Sentinel Effect

July 18, 2007 By Jay Norris

The Cavalcade of Risk is up over at The Sentinel Effect. Richard has done a great job organizing so many posts. Take a look around the rest of the blog while you’re there. They write some unique, thought provoking stuff.

Filed Under: Policy

Life, Liberty and the pursuit of Happiness

July 13, 2007 By Louise Norris

Angelina Ortiz’s family income must not exceed $41,304 annually. If it does, she and her brother would no longer qualify for Colorado Childrens’ Health Plan Plus, and the family would be forced to pay $1200/month for Angelina’s lifesaving medications. Her condition? Asthma. The ubiquitous respiratory ailment that can range in severity from a minor tight-chested… Read more about Life, Liberty and the pursuit of Happiness

Filed Under: Individual/Family Health

Health Wonk Review – July 12, 2007

July 12, 2007 By Jay Norris

The Health Wonk Review is THE top health policy roundup in the blogosphere. It’s known for only including the best and brightest, and only the keenest observations of the health policy community. The collection of articles below represent the cream of the crop of recent entries in the ongoing US health care policy discussion. I’m… Read more about Health Wonk Review – July 12, 2007

Filed Under: Policy, United Healthcare

Humana Says the Price is a Secret

July 10, 2007 By Louise Norris

Note: This is the fourth entry in my price transparency experiment. See the first entry here, the second entry here, the third entry here, and the fifth entry here. Jay has written several times over the last month about his lipoma surgery and the billing headache that it has become. When we got the bill… Read more about Humana Says the Price is a Secret

Filed Under: HSA, Humana, Individual/Family Health, Insurance Companies

Enron Health Plan

July 8, 2007 By Jay Norris

With all the talk of universal health care lately, the most popular jab against it is to point out how inefficient the government is at running anything. Example: Katrina and FEMA. First of all, it’s been all to easy to point out incompetence in every government agency for the past 6 years. From Brown being… Read more about Enron Health Plan

Filed Under: Advice, Policy, United Healthcare

I’m A Patriot – You’re A Terrorist

July 3, 2007 By Jay Norris

“Now with 50% more love for America“, over my med body played host to the Medical Grand Rounds this week. He did a great job! Keeping with the patriotism theme, I stumbled on a post from InsureBlog about Medical Terrorism. I thought Bob would be talking about the doctors that committed acts of terror in… Read more about I’m A Patriot – You’re A Terrorist

Filed Under: Advice, Humana

The Freedom of Individual Health Insurance

July 2, 2007 By Jay Norris

She said she realizes that the money they’ll be saving on their health insurance now is much greater than what she would have saved by having the group insurance through her employer for the 2 years she worked there. And the freedom it gave her and her husband is priceless.

Filed Under: Advice, COBRA, Individual/Family Health

Colorado Health Insurance Insider Testimonials

Testimonials

June 30, 2007 By Jay Norris

We know we’re not perfect. Who is? And we want to constantly improve what we do and how we help you with your insurance needs. Consequently, getting honest testimonials and feedback from our customers is important to helping us serve you better. Most importantly, we don’t sell your name or email address. (privacy policy) During… Read more about Testimonials

Filed Under: Individual/Family Health

I Got the Bill

June 28, 2007 By Jay Norris

Note: This is the third entry in my experiment with price transparency in the US health care system. See the first entry here, the second entry here, the fourth entry here, and the fifth entry here. I finally got the bill for the surgery (pdf). It was quite high compared to the estimate I received…. Read more about I Got the Bill

Filed Under: HSA, Humana, Individual/Family Health, Providers

It’s All About Inspiration

June 26, 2007 By Jay Norris

Grand Rounds is up at the Wandering Visitor.  She made the theme “things that inspire you”.  She got over 3 dozen posts.  I think you’ll find the inspiration to read what medbloggers find inspiring themselves.  Enjoy!

Filed Under: Advice

What is a Copay?

June 22, 2007 By Jay Norris

First of all, a plan with copays is usually going to be a waste of money. A copay is a dollar amount the health insurance company has specified that you’ll pay for either doctors visits or prescription drugs. A typical plan will have $25 doctors visit copays and $15 copays for generic Rx and $30… Read more about What is a Copay?

Filed Under: Advice, HSA, Individual/Family Health

Cavalcade of Risk

June 21, 2007 By Jay Norris

Julie of the Workers Comp Insider has put together a good collection of risk related posts in the latest edition of the Cavalcade of Risk.  Check it out…

Filed Under: Policy

Diabetes – An Ounce of Prevention

June 20, 2007 By Louise Norris

“We are spending as much on diabetes as we are on the entire Department of Education.”  That statement, from Dana Haza, a senior director for the National Changing Diabetes Program (NCDP) is an eye-opener.  The numbers are staggering.  12% of the government health-care budget in 2005 was spent on treating diabetes.  And a recent study found… Read more about Diabetes – An Ounce of Prevention

Filed Under: Insurance Companies, Policy

Anthem Blue Cross Leads The Way

June 19, 2007 By Jay Norris

Over the past couple years, I’ve made a push to eliminate bigotry from the Colorado health insurance market. My main focus has been to persuade Anthem Blue Cross Blue Shield of Colorado into making those positive changes first. They’ve got the biggest market share of the Colorado individual and small group health insurance markets, so… Read more about Anthem Blue Cross Leads The Way

Filed Under: Anthem Blue Cross, Group Health, Insurance Companies, Policy

Health Wonk Review at Health Business Blog

June 14, 2007 By Jay Norris

You’ll find an interesting Health Wonk Review over at the Health Business Blog.  I enjoyed the article from Michael Cannon at Cato@Liberty: Michael was able to negotiate 50% off his MRI bill.  He had to do it because he has a high deductible HSA qualified health insurance plan and was paying out of pocket.  This… Read more about Health Wonk Review at Health Business Blog

Filed Under: Policy

Colorado Health Insurance and Bariatric Surgery

June 13, 2007 By Louise Norris

For the last few days, I’ve been pondering how I feel about health insurance paying for gastric bypass surgery. My first reaction is ‘no way!’ I don’t want to be subsidizing the cost of this surgery with my health insurance premiums. I tend to take a very hard-line approach to the current obesity crisis. It’s… Read more about Colorado Health Insurance and Bariatric Surgery

Filed Under: Individual/Family Health

Individual Health Insurance Jitters

June 7, 2007 By Louise Norris

Yesterday I was talking with a friend about what we would do if we had tons of money.  One of those pie in the sky conversations that makes you thing about what’s important in life.  Neither one of us is a big shopper – we’re both pretty frugal and didn’t think that would change much. … Read more about Individual Health Insurance Jitters

Filed Under: Advice, Individual/Family Health

Cavalcade of Risk – Anniversary Edition

June 6, 2007 By Jay Norris

Congratulations to Hank Stern of InsureBlog for completing his first year with the Cavalcade of Risk. Hank usually hunts for extra risk related blogs to include in each edition, but for the anniversary edition he decided to stick with just us “regulars”. That was still enough to get 15 top quality posts. It was interesting… Read more about Cavalcade of Risk – Anniversary Edition

Filed Under: HSA

Even More Thoughts On Pregnancy Coverage

June 6, 2007 By Louise Norris

Over the past few weeks, I’ve written here and here about paying for pregnancy. I think that my ideas are sound, but Jay’s post yesterday made me rethink some of my plan. The program I envisioned would separate maternity care from health insurance, and would pay for pregnancy using tax money combined with contributions from… Read more about Even More Thoughts On Pregnancy Coverage

Filed Under: Maternity/Pregnancy, Policy

Scum

June 5, 2007 By Jay Norris

It’s easy to see how people can be against socialized medicine, or even an expansion of Medicaid. The more people you hear about like “Ashley” on Yahoo Answers, the more it seems like you’re just subsidizing their irresponsibility. She asks… Hey all. Just the other day I went to apply for Medicaid. I live in… Read more about Scum

Filed Under: Individual/Family Health, Maternity/Pregnancy

Grand Rounds

June 5, 2007 By Jay Norris

Inside Surgery hosts this weeks Grand Rounds.  It was a fitting blog post to include my article about how hard it is to get pricing transparency on a surgery if you’ve got an HSA qualified plan in Colorado.

Filed Under: HSA

IRS Announces 2008 COLA Amounts for HSAs

June 4, 2007 By Jay Norris

The Internal Revenue Service has announced the 2008 cost of living adjustments (COLAs) for high deductible health plans (HDHPs) that are offered in conjunction with health savings accounts (HSAs). The minimum required annual deductibles for HDHPs will remain unchanged in 2008. However, the annual contribution limits and the maximum out-of-pocket limits will be raised. For… Read more about IRS Announces 2008 COLA Amounts for HSAs

Filed Under: HSA

More Incompetence

June 1, 2007 By Jay Norris

Keeping with the status quo of his administration, President Bush has chosen to nominate an extremely unqualified buddy of his to be the next Surgeon General, Dr. James Holsinger.  Holsinger was the Chief Medical Director at the Department of Veterans Affairs under George Bush Sr. Under his watch, the VA was found to be incompetent… Read more about More Incompetence

Filed Under: Policy

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