We’re officially at the bottom of the list. In a ranking of preventable deaths in 19 leading industrialized countries, the US got the worst score. The study tracked deaths that are considered preventable with access to preventive care and timely treatment. If the US were to perform as well as France, Japan, and Australia –… Read more about Dead Last
Health Insurance Reform
More Thorough Underwriting A Good Idea
A district court of appeals in CA has ruled that insurers must review health insurance applications for accuracy before a policy is issued, rather than wait until an insured has a large claim to initiate a review. This seems like a very valid requirement, and is something I’d like to see implemented here in Colorado… Read more about More Thorough Underwriting A Good Idea
Best Health Insurance Book Hosts New Year’s Cav
Jonathan Pletzke of Consumer’s Health Insurance Blog did a thorough job of organizing the latest risk related articles in the blogosphere into an easily readable and organized format in the New Year’s edition of the Cavalcade of Risk. The Colorado Health Insurance Insider was noted because of Louise’s post about the latest AHIP (association of… Read more about Best Health Insurance Book Hosts New Year’s Cav
Autism Funding Still A Struggle
Abby Tappert has autism. The four year old from Boulder, Colorado has had developmental difficulties since birth, and didn’t take her first step until age two. But with Applied Behavioral Analysis (ABA) therapy, she has improved dramatically, and can now talk and interact with her family – something they didn’t know if she would ever… Read more about Autism Funding Still A Struggle
Another Step Forward for the Blue Ribbon Commission
The Colorado Blue Ribbon Commission for Health Care Reform is moving closer to its goal of overhauling the Colorado health care system. On Thursday, the members of the commission presented a 101 page draft of their final recommendations on changes that need to be made to the ailing health care system in the state. The… Read more about Another Step Forward for the Blue Ribbon Commission
Fitting Health Care Into The Budget
This probably won’t come as much of a surprise, but a study released last week by Families USA has found that health insurance in Colorado is becoming less affordable. According to the study, 1.1 million Colorado residents (out of a total state population of 4.8 million people) will spend more than 10% of their pre-tax… Read more about Fitting Health Care Into The Budget
Another Proposal For Health Care Reform In Colorado
Last week Republican lawmakers in Colorado unveiled their version of health care reform. It’s an attempt to make small fixes to the state’s ailing health care system without raising taxes or turning health care over to the government. The proposed reforms are far less substantial than the options being considered by the Blue Ribbon Commission… Read more about Another Proposal For Health Care Reform In Colorado
Health Wonk Review at Health Care Renewal
Roy Poses has the latest Health Wonk Review over at Health Care Renewal.
More on Mandatory Health Insurance
Several presidential candidates have put forth health care plans that include making health insurance mandatory, much like liability auto insurance. Governor Schwarzenegger has been pushing for universal health care in CA for months now, and part of his plan is to make health insurance mandatory. And Colorado is considering two proposals that would make health… Read more about More on Mandatory Health Insurance
Thanksgiving Cavalcade of Risk
Welcome to the Thanksgiving edition of the Cavalcade of Risk at the Colorado Health Insurance Insider. We’ll start with insurance related articles and blend into finance and investing. Does your health insurance policy pay for sex? InsureBlog’s Bob Vineyard explores the question, and comes up with some surprising info with his post about Sex Insurance…. Read more about Thanksgiving Cavalcade of Risk
Losing Weight A Good Idea Before Surgery
Francis Kinley-Manton has arthritic hips that have confined her to a wheelchair for two years. She wanted hip replacement surgery, but her doctor told her that she needed to lose 30 pounds before he would do the surgery. She lives in the UK, and the British National Health Service would have paid for the operation… Read more about Losing Weight A Good Idea Before Surgery
Health Insurance Can’t Be Optional
In Mass, everyone has to have health insurance by January 1. Their new universal health insurance system has expanded government coverage options and driven down the price of private insurance with government subsidies and state collaboration with health insurance companies. But everyone has to sign up. If they don’t they’ll face tax penalties starting next… Read more about Health Insurance Can’t Be Optional
Moving Away From Employer-Sponsored Health Insurance
Julie Appleby has written an article for USA Today discussing the decline of employer-sponsored health insurance in the US. As group health insurance premiums continue to rise, it’s impractical to expect employers to keep absorbing the costs. More and more employers are collecting larger premium percentages from their employees, and the number of employers who… Read more about Moving Away From Employer-Sponsored Health Insurance
What Are We Waiting For?
Paul Krugman has written an op-ed piece for the New York Times that perfectly sums up the excuses we keep hearing about why universal health care wouldn’t work in the US, and why the excuses aren’t really valid at all. He sums up the problem: The United States spends far more on health care per… Read more about What Are We Waiting For?
Of Course It Won’t Be Easy
According to policy experts, it might not be an easy task for other states like Colorado to duplicate the new Massachusetts law the brings nearly universal health coverage to the state. Apparently Mass. already had a “free care pool” in place that they are able to use to subsidize the new health-care-for-all program. In other… Read more about Of Course It Won’t Be Easy
Health Care Has Become Too Complicated
In 1999, 70.4% of Americans under age 65 had employer sponsored health insurance. By 2005-2006, that number had fallen to 63.2%, and the trend is likely to continue as health care costs rise, taking health insurance premiums along for the ride. Health care has become the 800 pound gorilla in the room in our current… Read more about Health Care Has Become Too Complicated
Protecting The Insured
A few years ago, we had a client who completed an application for individual health insurance for herself, her husband and their child with a major Colorado health insurance provider. The application asked health history questions looking back over ten years, and she thought that she completed it accurately. The family was approved, and coverage… Read more about Protecting The Insured
An Over-medicated Country
For years, the United States has had the highest health care spending per capita of any country in the world. If all our citizens were bursting with health and living to be 95 years old, one could look at the spending side and say that it’s money well spent. But in fact our health is… Read more about An Over-medicated Country
Emotional Health Care Hearing in Fort Collins
On Friday, about 100 Fort Collins residents gathered at the Lincoln Center for an emotional hearing sponsored by the Blue Ribbon Commission on Health Care. More than 30 people got to address the panel about how to craft a health insurance program for Colorado. Most of those 30+ people that addressed the panel voiced support… Read more about Emotional Health Care Hearing in Fort Collins
SCHIP In Colorado
Although the recent votes on SCHIP in Congress were not completely divided along partisan lines, the vetoed bill to expand SCHIP by $35 billion was supported by far more Democrats than Republicans. From Colorado, Senator Wayne Allard, and US Rep Marilyn Musgrave, both Republicans, voted against the bill. And within the state legislature, there is… Read more about SCHIP In Colorado
SCHIP – More Than A Political Debate
No big surprise – the president vetoed the SCHIP expansion bill yesterday. He’s made it very clear for weeks that he would veto the $35 billion expansion proposal from congress, and he prefers a $5 billion increase to the SCHIP budget (critics charge that $5 billion isn’t even enough to pay for the increasing health… Read more about SCHIP – More Than A Political Debate
Another Group Working To Fix Colorado Health Care
Representatives met today from several diverse groups in the Colorado health care sector, with a goal of reaching a bipartisan solution to the health care problems facing Colorado. The list of partners in the project is long and impressive, including Kaiser Permanente, the National Federation of Independent Business, the Service Employees International Union, the Colorado… Read more about Another Group Working To Fix Colorado Health Care
Taxing Our Vices
The recent debate between congress and the president over expansion of SCHIP has mostly been in regards to the total spending increase. The president wants a $5 billion increase, while congress wants to increase the SCHIP budget by $35 billion in order to further expand the federal health insurance program. And it doesn’t appear that… Read more about Taxing Our Vices
Blue Ribbon Commission Now Has Five Approved Drafts
Another draft of a proposal to reform Colorado’s health care system was approved on Monday by the Blue Ribbon Commission on Health Care Reform. That makes five proposals that have been approved for consideration so far. The Commission will recommend a final version of Colorado’s health care reform, hopefully within the next few months. The… Read more about Blue Ribbon Commission Now Has Five Approved Drafts
Should SCHIP Be A State Program?
Peter Ferrara has written an article encouraging President Bush to veto the SCHIP expansion plan that congress has proposed. The president is calling for a $5 billion increase in the SCHIP budget, while the House wants to increase the budget by $50 billion and the Senate would like to see a $35 billion increase. The… Read more about Should SCHIP Be A State Program?