[…] Pricing varies from one provider to the next; negotiated reimbursement rates vary within a single health insurance network; patients often don’t know what the price will be until after the fact. And as David Williams pointed out, the prices are often far from reasonable. We can’t do without healthcare, and that’s why unreasonable “reasonable and customary” charges exist.
Health Care Goodies
Health Insurance More Important For Humans Than Pets
[…] But before any state starts mandating that shelters and pet stores provide pet insurance information to customers, we should probably focus on making sure that people know how to qualify for Medicaid and SCHIP, and are automatically provided with information about eligibility for human health insurance.
Healthcare IT Not Just About EHRs
[…] Instead of expanding EHRs, they suggest relatively low-tech IT solutions that would provide more bang for the buck. Their ideas include an on-line method of sharing medical records between PCPs and specialists, expanding the use of email between patients and doctors, and enhancing broadband access across rural and low income areas of the country. […]
No Nurses In The Unemployment Lines
[…] I know that some hospitals are struggling to make ends meet and are unable to boost benefits or pay for their nurses. But why are some hospitals spending money on artwork and spa services when there’s a nationwide shortage of nurses? Why not channel that money into recruitment efforts, education grants, and higher salaries and benefits for nurses? […]
Heart Attacks Down But Tobacco Tax Revenue Dwindling
[…] I’m thrilled that the Pueblo smoking ban has yielded such positive effects on the health of the population, and I’m glad that the rest of the state followed suit a few years later. Now let’s hope that the state can figure out the funding for programs like Medicaid and SCHIP – both of which provide health insurance to Colorado populations that desperately need it – despite dwindling tobacco sales.
New Year’s Eve Cavalcade Of Risk
Thanks to everyone who submitted articles to the COR throughout the year; I always enjoy reading what you write. Risk – particularly financial risk – has been on a lot of minds lately with the state of our economy. Here’s hoping that things get better in 2009, but for now, here’s the best of the risk-related blogosphere as we close out the year. […]
Your Health Insurance Company Prefers Generics
[…] But even if you have coverage for brand name prescriptions on your policy, asking for a generic will likely save you money. And it will save your health insurance company money. They are well aware of that fact, and apparently employ a lot more tactics than most of of realize to get doctors to prescribe generics and patients to request them. […]
Most Americans Unaware Of PCP Shortage
[…] People whose employers pay the majority of their health insurance premiums are often unaware of just how expensive health insurance really is. People with health insurance are often unaware of how expensive health care really is. And people who aren’t experiencing a PCP shortage in their own lives tend to be unaware of the overall PCP shortage. […]
Health Wonk Review – The Election Is Over Edition
If you’re wondering what to do with yourself now that the election is over and you can’t listen to pundits debate the finer points of political campaigning, the Health Wonk Review is here to entertain and educate. So how exactly will health care reform fare under our new […]
The Future Of Our Health Care System
[…] Here in Colorado, Cigna has just started offering individual health insurance policies, and Anthem Blue Cross Blue Shield has rolled out their new Smart Sense plan for individuals. I doubt that reputable carriers like Cigna and Anthem would be putting time and money into new plans if they sensed single payer health care just around the corner.
Improving Public Opinion Of Health Insurance Companies
[…] A renewed focus on customer service, simplicity, speedy payment of claims and lowered overhead expenses would go a long way towards improving public opinion of health insurance companies. Health insurance carriers hold lives and livlihoods in their hands. This responsibility cannot be taken lightly.
Abilify vs Havidol
Louise and I were watching Saturday Night Live last night and the first commercial after one of the skits was for “Abilify”. A lot of times SNL has a parody commercial right after the skits before the real commercials. I was 100% sure this was a parody, obviously a joke name, a list of really… Read more about Abilify vs Havidol
Overdoing Technology
[…]We keep striving for newer and better, and “we often use the technology on a broad swathe of patients when only a few, who fit a very specific profile, actually benefit from it.” Technology has a price. We love to blame health insurance companies for rising costs, but we should also look at our own demand for the latest and greatest in medical technology.
Expanding Universal Health Coverage In America
[…] There’s a huge group of people with other serious illnesses who are having to struggle with not only their health condition but also with the status of their health insurance coverage. An expansion of Medicare to cover anyone with a chronic illness makes sense, and would eliminate some of the economic burden currently endured by those individuals.
Why Our Health Care Costs Are Running Wild
[…] For those without health insurance, the cost is putting health care further outside the realm of possibility. As our country enters a recession and the government starts shelling out hundreds of billions of dollars to shore up our tattered financial industry, we must trim the fat in our health care industry. Maggie’s article has a lot of good ideas to get us started.
Cavalcade of Risk
The Cavalcade of Risk is up at Regulating Health Insurance. John Cogan has done a great job of weeding through the random submissions he received (astrology tips and make-up advice? Seriously?) and including those that actually relate to the intended spirit of the Cavalcade, as defined by founder Hank Stern (of InsureBlog fame). From health… Read more about Cavalcade of Risk
More Regulation Needed To Mandate Employer Coverage
[…] If our overall goal is increasing the insured population among employees of small businesses here in Colorado and across the country, I think the answer lies with the government covering some portion of the premiums or the claims, in addition to asking employers to take more responsibility for their employees’ health insurance.
Preventive Medicine And Primary Care Docs
[…] When we remove those factors, health insurance companies should compensate physicians based on experience, hours worked, and outcomes, rather than the number of specialized procedures performed. Maybe then preventive medicine wouldn’t have to be such a budget-buster for the health care system.
Health Insurance And The Free Market
For Colorado residents who are unable to afford a private policy, or unable to qualify at any price, we need a safety net funded with tax dollars. For essential commodities, I don’t believe that having a government back up system signifies the downfall of the free market – it just guarantees a service that isn’t adequately provided in a fully market-driven system. […]
No Health Insurance – Not A Matter Of Choice
At the Colorado Health Insurance Insider, we strongly believe that there are some fundamental problems with our health care system, not the least of which is the often-quoted statistic that 47 million Americans are without health insurance. Let’s take a look and see how many of these people are truly choosing to be uninsured […]
The Right To Health Care
At the Colorado Health Insurance Insider, we’ve made it clear that we believe access to health care is a basic right, not a privilege. A lot of people don’t agree, and see health care as just another enterprise in our free market system. But does the power wielded by doctors instill them with an inescapable obligation to humanity? […]
A Health Care Bubble
[…] We’re continually grasping for the latest and greatest technology in health care (with prices increasing all the while) which essentially keeps putting basic health care out of reach for more people. We over-test, over-medicate, and over-treat patients who have health insurance, while those without health insurance struggle to get even the most basic of care.
Drugs In Our Water
[…] The problem of drugs in our water supply in Colorado and throughout the US is scary and formidable. Drug companies should be required to implement safe systems for re-distribution of unused medications. Health insurance carriers should put pressure on pharmaceutical companies in this regard, since drugs that are getting flushed down the toilet aren’t free.
Domestic Medical Tourism
At the Colorado Health Insurance Insider, we’ve written before about medical tourism. I’m open to any options that help to drive down the cost of health care in the US. But while a trip to Thailand might sound wonderful when you’re healthy, it would likely be a bit more daunting if you’re sick, or in pain, or unable to walk because you need a new hip. […]
Looking At US Health Care From A Developing Country
[…] We live in a shockingly wealthy nation. While you might not be able to find a clinic in the US that doesn’t have gloves, you will find millions of Americans who are unable to afford health care or health insurance. For those people, does it really matter that American hospitals can afford all the best medical equipment that the world has to offer?