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Colorado Health Insurance Insider

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Taking a Closer Look at Colorado HB 1389

April 18, 2008 By Jay Norris

Colorado House Bill 1389, dubbed the Fair & Accountable Insurance Act, was approved by the House Business Affairs & Labor Committee. It now goes to the House Appropriations Committee. This bill, introduced by Rep. Morgan Carroll (D-Aurora) and Sen. Paula Sandoval (D-Denver), addresses a very complicated issue and we at the Colorado Health Insurance Insider… Read more about Taking a Closer Look at Colorado HB 1389

Filed Under: Health Insurance Reform, Policy

More Care Does Not Mean Better Care

April 18, 2008 By Louise Norris

None of the hospitals in the Dartmouth study are in Colorado, but I’m curious now to see how the major Colorado hospitals pay their doctors. Given a choice, I would be more inclined to use a hospital that pays physicians a salary, rather than using a per-procedure compensation structure.

Filed Under: Providers

HR5719 Could Get The Presidential Axe

April 17, 2008 By Louise Norris

HR5719 is facing a potential veto from the White House because of the HSA limitations proposed in the bill. At the Colorado Health Insurance Insider, we feel that the proposal in HR5719 to require that HSA participants provide proof of medical expenses would bog down the relative simplicity that HSAs currently provide. Evolution Benefits, the… Read more about HR5719 Could Get The Presidential Axe

Filed Under: HSA

Health Beat Has the Health Wonk Review

April 17, 2008 By Jay Norris

In addition to Louise’s article on the new fourth tier here on the Colorado Health Insurance Insider, Maggie also had a recent post where she asks “Who Sets the Price at $100,000” and, does anyone happen to know, “Are These Drugs Effective?”

Filed Under: Health Care Goodies

Government Health Care Is Better Than None At All

April 16, 2008 By Louise Norris

I found this article at the Health Care Blog and wanted to share it with our readers. Obviously this doesn’t only apply to McCain. All big-time politicians get government-funded health care. It’s a sweet benefit of working for the government. And there’s no way around the fact that it makes it difficult for a politician… Read more about Government Health Care Is Better Than None At All

Filed Under: Policy

A Bad Trend in Rx Coverage

April 15, 2008 By Louise Norris

We have health insurance to guard against financial devastation in the face of serious health problems. But when we separate out the prescription coverage from the rest of the policy, we’re leaving seriously ill patients to fall between the cracks.

Filed Under: Insurance Companies

Surprise Medical Bill from Out-of-Network DME Provider

April 14, 2008 By Louise Norris

We got a bill last week for $397 from the company that provided Jay’s crutches, knee brace, and ice machine when he had knee surgery in January. The surgery was done at the Vail Valley Medical Center in Vail, Colorado, by Dr. Steadman; both the hospital and the doctor are on our Humana PPO network…. Read more about Surprise Medical Bill from Out-of-Network DME Provider

Filed Under: HSA, Humana, Providers

Evolution Benefits Withdraws Support for HR5719

April 11, 2008 By Jay Norris

In a follow-up to our article on Wednesday, Evolution Benefits has sent a letter to Congress asking the House Ways and Means Committee to withdraw their proposal. View the Evolution Benefits letter

Filed Under: HSA

Dying For Health Insurance

April 11, 2008 By Louise Norris

We’ve all read the articles about how much more likely an uninsured person is to die from a treatable illness, compared with their insured neighbors. Now we have some concrete numbers. Families USA is a national organization for health care consumers, and today they released a very comprehensive state-by-state report showing how many people die… Read more about Dying For Health Insurance

Filed Under: Health Insurance Reform

Recycling Drugs To Fill Prescriptions for The Uninsured

April 10, 2008 By Louise Norris

I’ve seen several articles recently about prescription drug donation/recycling programs, which I think is a great idea. True, it may be like trying to move a mountain with a spoon, but doesn’t that beat not trying at all? The articles I found didn’t mention anything about Rx donation and recycling programs here in Colorado, and… Read more about Recycling Drugs To Fill Prescriptions for The Uninsured

Filed Under: Individual/Family Health

Bureaucracy Wielding Its Sword Over The HSA

April 9, 2008 By Louise Norris

The House Ways and Means Committee met today to discuss HR 5719 – the “Taxpayer Assistance and Simplification Act of 2008” (I love when they come up with names like that – it sounds like the whole thing will be warm and fuzzy and make life easier for all of us). One of the many… Read more about Bureaucracy Wielding Its Sword Over The HSA

Filed Under: Dental, HSA, Individual/Family Health

Health Care For All Pregnant Women

April 8, 2008 By Louise Norris

I just came across a great article from Midwife With A Knife (The RHI Health Blog of the Week on Regulating Health Insurance). It’s about the frustration felt by a doctor dealing with non-compliant patients – in this case, pregnant diabetics who don’t manage their blood sugar and insulin during pregnancy, and end up with… Read more about Health Care For All Pregnant Women

Filed Under: Health Insurance Reform, Individual/Family Health, Maternity/Pregnancy

A Big Grand Rounds

April 8, 2008 By Jay Norris

If you like medical and health blogs, Dr. Wes has three dozen articles in the latest edition of Grand Rounds. All of them are very interesting, including the one about how much orthopedic surgeons love their work and the fun of eavesdropping on others in the waiting room… what HIPAA? The last article from the… Read more about A Big Grand Rounds

Filed Under: Health Care Goodies

It Pays To Be A Non-Profit Hospital

April 7, 2008 By Louise Norris

At least two of the blogs we read have posted articles relating to a Wall Street Journal feature about how non-profit hospitals in America are doing pretty darn well on the money front. Schwitzer Health News Blog and GoozNews have both written about this eye-opening story, and I had to go read it for myself…. Read more about It Pays To Be A Non-Profit Hospital

Filed Under: Individual/Family Health, Providers

Why Is There A Balance To Bill In The First Place?

April 4, 2008 By Louise Norris

In CA, regulators are working to impose a ban on “balance billing” – the practice of billing patients for amounts over what their health insurance companies will pay for a given procedure. While most health insurance networks prohibit balance billing, there are only eight states that regulate the practice, and a good number of patients… Read more about Why Is There A Balance To Bill In The First Place?

Filed Under: Health Insurance Reform, Individual/Family Health, Medicare, Policy, Providers

The Best in Health Care

April 3, 2008 By Jay Norris

The Health Care Blog is the host of the latest Health Wonk Review.  Take a look at the latest collection of health care articles from folks who continually plug away at questions about health care and how it can be better.  There is an article from the Colorado Health Insurance Insider about the support of… Read more about The Best in Health Care

Filed Under: Health Care Goodies

Colorado Lawmakers Addressing Health Insurance Premium Increases

April 2, 2008 By Louise Norris

Colorado lawmakers have proposed legislation that would tighten restrictions on health insurance carriers regarding premium increases and the timeliness of claims payment. The bill to limit premium increases was sponsored by state representative Morgan Carroll (D), who cited a 60% increase in health insurance premiums in Colorado between 2001 and 2005. During the same time,… Read more about Colorado Lawmakers Addressing Health Insurance Premium Increases

Filed Under: Health Insurance Reform, Individual/Family Health, Insurance Companies

What The Doctor Ordered

April 1, 2008 By Louise Norris

At the Colorado Health Insurance Insider, we’re big fans of a single-payer national health care system. We know that it would have quite an impact on our careers, but we believe it would be the best way to provide health care for everyone who needs it, without bankrupting people in the process. Turns out that… Read more about What The Doctor Ordered

Filed Under: Health Insurance Reform, Providers

Capping Health Insurance Premiums

March 31, 2008 By Louise Norris

David Williams at the Health Business Blog has written a post about Clinton’s plan to cap health insurance premiums at 5% – 10% of a family’s income. With a US median income of nearly $50,000/year, health insurance premiums would be somewhere in the range of $2500 – $5000/year, which as Mr. Williams points out, doesn’t… Read more about Capping Health Insurance Premiums

Filed Under: Group Health, Health Insurance Reform, HSA, Individual/Family Health

Just About Everyone Agrees That Something Needs To Be Done

March 28, 2008 By Louise Norris

How often do you see a poll where 95% of the respondents agree on an issue? That’s the percentage of the more than 26,000 people recruited to take an online survey about health care in America, who believe that our health care system needs fundamental and major changes. Most of the respondents have jobs, a… Read more about Just About Everyone Agrees That Something Needs To Be Done

Filed Under: Health Insurance Reform

Is Mandatory Health Insurance Unconstitutional?

March 27, 2008 By Louise Norris

I just came across an excellent article by Karl Manheim and Jamie Court. It presents some compelling explanations of how the idea of making private health insurance mandatory for American citizens may not be constitutional. At the Colorado Health Insurance Insider, I’ve come out in support of mandatory health insurance, and also very much in… Read more about Is Mandatory Health Insurance Unconstitutional?

Filed Under: Health Insurance Reform, Medicare, Policy

Check Out the Cavalcade of Risk

March 26, 2008 By Jay Norris

Ernesto has the latest edition of the Cavalcade of Risk over at InsuranceYak. It’s got a lot of good financial and risk related articles from around the blogosphere you might be interested in…

Filed Under: Health Care Goodies

If The Cancer Doesn’t Kill You, The Price Tag Might

March 25, 2008 By Louise Norris

What do you do when you’re 71 years old, battling blood cancer, and find out that your cost for the medication that is treating your cancer has gone from $60/month to $1051/month? Helen Geiger had to stop taking the cancer medication Thalomid for several months last year while her family and doctors appealed the insurance… Read more about If The Cancer Doesn’t Kill You, The Price Tag Might

Filed Under: Health Insurance Reform, Insurance Companies

Health Wonk Review is Posted

March 22, 2008 By Jay Norris

It’s a little late, but I finally noticed the latest Health Wonk Review over at Managed Care Matters (posted on Thursday).  Joe Paduda is the founder of the HWR and has put together a collection of blog posts that anyone interested in health policy will find interesting.

Filed Under: Health Care Goodies

Credit Checks On Uninsured Patients

March 21, 2008 By Louise Norris

At Colorado Health Insurance Insider we have written before about predatory collection practices at hospitals around the country. And now hospitals can be added to the long list of organizations that will access your credit report at some point during your transaction. Hospitals say that they pull credit reports on patients who do not have… Read more about Credit Checks On Uninsured Patients

Filed Under: Medicare, Providers

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