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Colorado Health Insurance Insider

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Blog

Google Health Launches

May 20, 2008 By Louise Norris

If their doctors could log onto the site and update it, allowing the other providers across Colorado and the world to keep abreast of what is being done for the patient, it could streamline the treatment process and allow doctors to work in unison instead of having to wait for records to be faxed or mailed from one office to another. I can see lots of potential for Google Health […]

Filed Under: Insurance Companies, Providers

Rescinded Health Insurance Policies Getting Reinstated

May 19, 2008 By Louise Norris

I’m curious to see how the situation in CA will affect our health insurance industry practices here in Colorado. I firmly believe that health insurance companies should do their homework before approving a policy, and that once a policy is issued by the insurer and accepted by the member, it should be a binding agreement. I know that would cost the health insurance companies […]

Filed Under: Health Insurance Reform, Individual/Family Health, Insurance Companies, Kaiser Permanente

More Regulation In Pharmaceutical Advertising

May 16, 2008 By Louise Norris

…drug industry has launched a huge advertising campaign – next time you’re watching TV, see how many ads go by before you see at least one for a prescription. The Colorado Health Insurance Insider has addressed this problem before, and it seems that lawmakers are starting to notice the impact that TV advertising of pharmaceuticals is […]

Filed Under: Policy

Health Wonk Review

May 15, 2008 By Louise Norris

Jason has done a great job with the Health Wonk Review over at the Healthcare Economist. The Colorado Health Insurance Insider article about possible Medicare reform is featured in the HWR this week […]

Filed Under: Health Insurance Reform, Providers

Disclosure Of Gifts Made To Doctors

May 13, 2008 By Louise Norris

At the Colorado Health Insurance Insider, we’ve made our position on the relationship between pharmaceutical companies and health care providers very clear. When pharmaceutical companies provide tangible benefits to doctors, hospitals, and universities, the lines between objectivity and bias become very blurred. And for patients without health insurance […]

Filed Under: Policy, Providers

Mixing Health Care And Capitalism

May 12, 2008 By Louise Norris

At the Colorado Health Insurance Insider, we’ve written about the financial devastation faced by families when a high-priced medication is not covered by their health insurance carrier. But it seems that it would be even worse to not have the option to at least try to purchase the treatment on your own. These are people’s lives we’re talking about […]

Filed Under: Policy

Senate Starting To Address Health Care Reform

May 9, 2008 By Louise Norris

Overall, I’d say that at the Colorado Health Insurance Insider, we agree with Donna Shalala’s thoughts on health care reform. Limiting benefits and restricting coverage to fewer people (which would be the result of an age increase for Medicare […]

Filed Under: Medicare

Suture for a Living Has Grand Rounds

May 8, 2008 By Jay Norris

I just noticed the latest Grand Rounds is up over at Suture for a Living.  Give it a look. The Colorado Health Insurance Insider got noticed because of the “Smoking Can Be Hazardous for Your Health” article and all of your great comments!

Filed Under: Health Care Goodies

I Do – As Long As You Have Health Insurance

May 2, 2008 By Louise Norris

A new poll shows that 7% of Americans have married in the last year in order to obtain coverage through a spouse’s health insurance policy. And nearly a quarter of Americans have kept or changed jobs in the last year because of health insurance. These are major life decisions – marriage and careers […]

Filed Under: Group Health, Health Insurance Reform

High Deductible Health Plans Are Popular In Colorado

May 1, 2008 By Louise Norris

A study conducted by America’s Health Insurance Plans (AHIP) shows that Colorado ranks fifth in the nation for health savings account and high deductible health plan membership as a percentage of the state’s total private health insurance population […]

Filed Under: Anthem Blue Cross, HSA, Individual/Family Health

HWR at Medical Humanities

May 1, 2008 By Jay Norris

…I’ll recommend his latest post about McCains health reform plan. In which, he points to the same article by Health Care Policy and Marketplace Review that Louise did in her article about pre-existing conditions and how it relates to Colorado health insurance.

Filed Under: Health Care Goodies

Pre-Existing Conditions a Serious Issue For Health Insurance

April 30, 2008 By Louise Norris

…in Colorado, Cover Colorado provides a reasonable coverage option, although many people find that the only deductible they can afford is much higher than they would like. But what about people who live in the 40% of states that don’t have a high risk pool? Or the ones who live in states where the high risk pool was financially swamped ages ago and hasn’t […]

Filed Under: Group Health, Health Insurance Reform, Individual/Family Health, Policy

Genetic Testing Anti-Discrimination Law

April 28, 2008 By Louise Norris

InsureBlog made some good points last fall about the bill, and why it’s not really all that helpful. In terms of the small group market, I would agree, since small group plans are guaranteed issue, and in Colorado, the state has restricted insurers from increasing premiums for small groups based on medical history – regardless of how the medical information was obtained […]

Filed Under: Group Health, Health Insurance Reform, Individual/Family Health, Policy

Midwifery Care Is Good For Health Insurance Carriers

April 25, 2008 By Louise Norris

…in Colorado there is no such thing as home-birth coverage on individual policies. In fact, there are only a handful of health insurance carriers in Colorado that offer maternity coverage on individual policies at all, and for most people, the coverage provided isn’t worth the extra premium […]

Filed Under: Individual/Family Health, Insurance Companies, Maternity/Pregnancy

Kaiser Permanente Provider Change for Boulder/Longmont Area

April 24, 2008 By Jay Norris

Effective June 1, 2008, Boulder Valley Individual Practice Association (BVIPA) and the Longmont Clinic will no longer participate in the Kaiser Permanente Private Healthcare Systems (PHCS) provider network. PHCS is the provider network available to Kaiser Permanente Preferred Provider Organization (PPO) and Point of Service (POS) members in Colorado. Kaiser says […]

Filed Under: Boulder, Kaiser Permanente, Providers

Smoking Can Be Hazardous To Your Career

April 23, 2008 By Louise Norris

Whirlpool has suspended 39 employees for lying about tobacco use, and the employees could face termination once their cases are investigated by the company. At the Colorado Health Insurance Insider, we’ve written about wellness programs that are becoming more common among large employers, and about our disappointment that the DOL is starting to consider wellness… Read more about Smoking Can Be Hazardous To Your Career

Filed Under: Group Health

50th Cav and Student Health Insurance

April 23, 2008 By Jay Norris

These plans (even the ones not issued through MEGA Life & Health) offer the same misleading general information that most people don’t look much beyond – a low deductible, 80/20 coinsurance, copays for doctors visits and Rx, and even maternity coverage. Check out the plan information for Colorado State University (CSU) and Colorado University (CU) […]

Filed Under: CSU, CU-Boulder, Health Care Goodies, Maternity/Pregnancy

Dr. Val Has the Latest Grand Rounds

April 22, 2008 By Jay Norris

Dr. Val and the Voice of Reason put together the latest edition of Grand Rounds and did an excellent job. Take a look.

Filed Under: Health Care Goodies

Colorado HB1389 Needs Some Work

April 21, 2008 By Louise Norris

Health insurance premiums in Colorado have been rising far more than wages for years. Jay and I pay more than twice as much now for our high deductible health insurance policy compared with what we were paying five years ago. We talk with clients all the time who are considering going without health insurance because the premiums […]

Filed Under: Health Insurance Reform, Insurance Companies, Policy, Providers

Taking a Closer Look at Colorado HB 1389

April 18, 2008 By Jay Norris

Colorado House Bill 1389, dubbed the Fair & Accountable Insurance Act, was approved by the House Business Affairs & Labor Committee. It now goes to the House Appropriations Committee. This bill, introduced by Rep. Morgan Carroll (D-Aurora) and Sen. Paula Sandoval (D-Denver), addresses a very complicated issue and we at the Colorado Health Insurance Insider… Read more about Taking a Closer Look at Colorado HB 1389

Filed Under: Health Insurance Reform, Policy

More Care Does Not Mean Better Care

April 18, 2008 By Louise Norris

None of the hospitals in the Dartmouth study are in Colorado, but I’m curious now to see how the major Colorado hospitals pay their doctors. Given a choice, I would be more inclined to use a hospital that pays physicians a salary, rather than using a per-procedure compensation structure.

Filed Under: Providers

HR5719 Could Get The Presidential Axe

April 17, 2008 By Louise Norris

HR5719 is facing a potential veto from the White House because of the HSA limitations proposed in the bill. At the Colorado Health Insurance Insider, we feel that the proposal in HR5719 to require that HSA participants provide proof of medical expenses would bog down the relative simplicity that HSAs currently provide. Evolution Benefits, the… Read more about HR5719 Could Get The Presidential Axe

Filed Under: HSA

Health Beat Has the Health Wonk Review

April 17, 2008 By Jay Norris

In addition to Louise’s article on the new fourth tier here on the Colorado Health Insurance Insider, Maggie also had a recent post where she asks “Who Sets the Price at $100,000” and, does anyone happen to know, “Are These Drugs Effective?”

Filed Under: Health Care Goodies

Government Health Care Is Better Than None At All

April 16, 2008 By Louise Norris

I found this article at the Health Care Blog and wanted to share it with our readers. Obviously this doesn’t only apply to McCain. All big-time politicians get government-funded health care. It’s a sweet benefit of working for the government. And there’s no way around the fact that it makes it difficult for a politician… Read more about Government Health Care Is Better Than None At All

Filed Under: Policy

A Bad Trend in Rx Coverage

April 15, 2008 By Louise Norris

We have health insurance to guard against financial devastation in the face of serious health problems. But when we separate out the prescription coverage from the rest of the policy, we’re leaving seriously ill patients to fall between the cracks.

Filed Under: Insurance Companies

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