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Colorado Health Insurance Insider

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You are here: Home / Archives for Jay Norris

About Jay Norris

Jay operates a health insurance brokerage in Colorado, where he helps individuals and small groups obtain and maintain health insurance coverage.
Complimenting his work as a health insurance broker, Jay is also a data analyst working to create visualizations that are easily understood by consumers and other stakeholders in Colorado’s health insurance market.

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Recent posts by Jay Norris
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It’s Tax Day

April 17, 2007 By Jay Norris

Because it’s tax day, we thought we might give you some more to read about taxes (just in-case you haven’t had enough yet).  Don’t mess with taxes has a great tax carnival out called “Quit Monkeying Around“.  Read up and make tax day a lot less stressful next year…..

Filed Under: Advice, HSA

Insurance Help Hub Takes a Risk

April 11, 2007 By Jay Norris

A new and exciting blog called the Insurance Help Hub is the host of this weeks Cavalcade of Risk.  With nice descriptions of each risk-related article, you’ll find plenty of interesting topics to catch your eye. My favorite article of this weeks Cavalcade is “Does Expanding Health Insurance Affect Health?” from Cato-at-liberty.

Filed Under: Policy

IRS Rules On HSAs Not Finished for 2007

April 9, 2007 By Jay Norris

I have a Colorado client that has had an HSA with us for a few years. Her husband is on medicare, so she’s had a high deductible health insurance plan with a family deductible of $5,000 with just her and her daughter on the plan. This spring, her daughter graduates from college and will be… Read more about IRS Rules On HSAs Not Finished for 2007

Filed Under: HSA

Gov. Ritter Fixes a Big Bill Owens Mistake

April 6, 2007 By Jay Norris

In May of 2006, a bill supported by 85 out of 100 Colorado legislators came across then-Gov. Bill Owens’ desk. S.B. 198 would have put an end to the practice of large health insurance companies taking advantage of family physicians by having their expert attorneys write contracts that (among other things) are purposely obfuscated and… Read more about Gov. Ritter Fixes a Big Bill Owens Mistake

Filed Under: Insurance Companies, Policy, Providers

Wonky Health Affairs

April 5, 2007 By Jay Norris

Jane Hiebert-White of the Health Affairs Blog presented a great Health Wonk Review today. With sharp descriptions and relevant quotes, it’s well worth your time to browse the collection of health policy related articles she’s put together. Joe Paduda’s contribution about United Healthcare not helping consumers become better buyers in the consumer-directed health care system… Read more about Wonky Health Affairs

Filed Under: Policy, United Healthcare

Grand Rounds at UroStream

April 3, 2007 By Jay Norris

UroStream blogger, Keagirl, hosts a fantastic Grand Rounds.  With a good selection of posts separated into helpful categories, she makes it easy to browse for the most interesting articles. The most interesting article, in my opinion, is from the Health Business Blog.  When socialism is good for capitalism talks about a recent Los Angeles Times article about how… Read more about Grand Rounds at UroStream

Filed Under: Policy

Improving Colorado’s Health Insurance Market

March 31, 2007 By Jay Norris

The health insurance system works best when as many people as possible (preferrably all people) are covered. In a free market system, legislating the insurers is a delicate balancing act. On the one hand, we need to keep them from trying to only insure healthy people and excluding those with health conditions. But on the… Read more about Improving Colorado’s Health Insurance Market

Filed Under: Group Health, Insurance Companies, Policy

Bad Timing

March 29, 2007 By Jay Norris

A proposal to offer health insurance to about 180,000 Colorado children who lack coverage got bipartisan support Wednesday in a Senate committee. Senate Bill 211 would raise the income limits for kids to receive coverage under the Medicaid and Children’s Basic Health Plan programs. It also would fund a team of state workers to find… Read more about Bad Timing

Filed Under: Broomfield, Individual/Family Health, Policy

Doctors Fight Back Against United Healthcare

March 20, 2007 By Jay Norris

United Healthcare has shown that it can be thuggish with its providers in the past by threatening to fine them $50 if patients decide to get testing done at facilities other than Laboratory Corp. of America or other United Healthcare selected labs. Readers have commented that the “AMA could of course advise physicians not to… Read more about Doctors Fight Back Against United Healthcare

Filed Under: Insurance Companies, Providers, United Healthcare

Vaccine Required on Colorado Health Insurance?

March 16, 2007 By Jay Norris

As Colorado lawmakers consider one proposal to promote the vaccination of young girls against cervical cancer, they’re also looking at another measure that would require all health insurance companies to pay for shots for their patients. The measure from Reps. Bernie Buescher and Dianne Primavera, D-Broomfield, would also set aside $1.5 million from the state’s… Read more about Vaccine Required on Colorado Health Insurance?

Filed Under: Broomfield, Policy

Why Am I Still Faxing?

March 14, 2007 By Jay Norris

A couple weeks ago, our fax machine stopped working. Common sense just tells me that actually buying a new one would be like buying a new Sony Walkman cassette player… stupid. And we’re kinda wannabe hippies, so we’re trying to have a completely paperless office. And the whole paperless thing is going very well, except… Read more about Why Am I Still Faxing?

Filed Under: Insurance Companies, United Healthcare

What We Have for Health Insurance

March 12, 2007 By Jay Norris

We only use our health insurance on the very rare occasion that I hurt myself snowboarding or riding my MUni. But we would like to have the protection there just in case something big does happen. And in the future, we would like to finance a childbirth or two, dental procedures, and maybe LASIK. And… Read more about What We Have for Health Insurance

Filed Under: Advice, HSA, Humana, Individual/Family Health

Grand Rounds Worth a Look

March 6, 2007 By Jay Norris

Grunt Doc put up a great Grand Rounds today that is worth browsing because it’s presented in an organized easy to read format.  The rest of the website is also worth a read too.

Filed Under: Policy

Funny Logic

March 2, 2007 By Jay Norris

In Colorado, there is underwritten health insurance and there is guaranteed issue health insurance.  Underwritten health insurance has a much lower cost structure because they aren’t covering pre-existing conditions at all or without covering the cost with a premium increase, so it costs much less if you can qualify for it.  Employers that are paying… Read more about Funny Logic

Filed Under: Advice, Group Health, Individual/Family Health

Colorado Group Health Insurance Law Proposed

March 1, 2007 By Jay Norris

Rep. Anne McGihon, D-Denver, is proposing that Colorado roll back a law created in 2003 that allows insurers to take the relative health of a group into account when setting health insurance rates.  The Denver Business Journal briefly states that the new law “could increase the costs of buying health insurance.” Hmmmm, but they don’t… Read more about Colorado Group Health Insurance Law Proposed

Filed Under: Group Health, Policy

The Importance of Health Insurance

February 22, 2007 By Jay Norris

Why it’s so important that you have health insurance…

Filed Under: Advice

United Healthcare Pushes Around Doctors

February 15, 2007 By Jay Norris

Doctors say UnitedHealth Group Inc. is threatening to fine them over something they can’t control: patients’ behavior.Beginning March 1, UnitedHealth said it could fine a doctor $50 if a patient has tests done in facilities besides Laboratory Corp. of America or other labs that the company has selected. Doctors with patients who go out of… Read more about United Healthcare Pushes Around Doctors

Filed Under: Insurance Companies, Providers, United Healthcare

Council on Affordable Health Insurance Reviews Medicare

February 14, 2007 By Jay Norris

Even the obviously biased Council on Affordable Health Insurance tackled the claim that “overhead for Medicare,” says Dr. Stephen Rous of Brown University, a single-payer advocate, “is 1 percent to 2 percent. The overhead for various private insurance plans (HMOs, etc.) is 15 percent to 25 percent.” … and still came up with a much… Read more about Council on Affordable Health Insurance Reviews Medicare

Filed Under: Policy

Colorado House OKs Bill on CSU Health Insurance

February 6, 2007 By Jay Norris

Reposted from:http://www.9news.com/news/article.aspx?storyid=64356 FORT COLLINS – A House bill that would allow Colorado State University to require all of its graduate students to have health insurance passed the House on third reading Monday and now heads to the Senate for consideration. The bill, sponsored by Rep. John Kefalas, D-Fort Collins, passed on a 37-27 vote. The… Read more about Colorado House OKs Bill on CSU Health Insurance

Filed Under: CSU, Fort Collins, Policy

Ritter Signs Colorado Prescription Drug Bill

February 6, 2007 By Jay Norris

Reposted from: http://news.moneycentral.msn.com/provider/providerarticle.aspx?Feed=AP&Date=20070205&ID=6436880 Gov. Bill Ritter signed his first bill on Monday, a measure that could provide up to 264,000 people with discounts on prescription drugs. The plan, called the Colorado Cares Rx program, allows the state to negotiate lower drug prices with pharmaceutical companies for generic drugs. Ritter said it is a public health… Read more about Ritter Signs Colorado Prescription Drug Bill

Filed Under: Policy

Gunnison County Extends Health Insurance to Live-In Partners

February 5, 2007 By Jay Norris

Reposted from: http://www.gjsentinel.com/news/content/news/stories/2007/01/21/1_21_Same_sex_benefits.html Gunnison may be one of the only counties in this part of Colorado that’s decided to let domestic partners of county employees, including same-sex partners, share in health insurance benefits.Debbie Moore, personnel director for Gunnison County, said the measure has been considered for a couple of years after being requested by a… Read more about Gunnison County Extends Health Insurance to Live-In Partners

Filed Under: Group Health, Policy, Rocky Mountain

Colorado Approves Discount Drug Program

February 2, 2007 By Jay Norris

Reposted from: http://www.stateaction.org/blog/?p=462 The Colorado House and Senate approved SB 1, a bill which will allow people who cannot afford health insurance to buy discounted drugs through the state. The measure would authorize the state of Colorado to work in consultation with private sector pharmacies in order to negotiate the lowest possible prices for generic… Read more about Colorado Approves Discount Drug Program

Filed Under: Individual/Family Health, Policy

CSU grad students to discuss health insurance today

February 1, 2007 By Jay Norris

Reposted from: http://www.coloradoan.com/apps/pbcs.dll/article?AID=/20070131/NEWS01/70131008 Colorado State University graduate students can learn more today about a bill that would require them to carry some form of health-care coverage. The meeting is at 4:30 p.m. in the Grey Rock Room of the Lory Student Center. Hosts are the Graduate Student Council and the Center for Public Deliberation. The… Read more about CSU grad students to discuss health insurance today

Filed Under: CSU, Fort Collins, Policy

New Kaiser Permanente Contracts for Longmont and Boulder Valley

January 31, 2007 By Jay Norris

The provider network for Kaiser Permanente of Colorado, Private Healthcare Systems (PHCS), has signed a new contract with Longmont United Hospital (LUH), effective January 1, 2007 through December 31, 2007. In addition, 192 physicians of the Boulder Valley Individual Practice Associates (BVIPA) have agreed to return to the PHCS network. These providers have hospital privileges… Read more about New Kaiser Permanente Contracts for Longmont and Boulder Valley

Filed Under: Boulder, Insurance Companies, Kaiser Permanente, Providers

Colorado Health Insurance Companies Walking the Walk

January 30, 2007 By Jay Norris

Some popular health insurance companies in Colorado are making the news with their healthy employee incentive programs. A growing number of companies in Colorado and nationwide are offering free medical screenings, discounts or cash incentives to motivate employees to exercise more, eat better and quit smoking. They hope that a healthier work force will contain… Read more about Colorado Health Insurance Companies Walking the Walk

Filed Under: Aetna, Anthem Blue Cross, Insurance Companies, Kaiser Permanente

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