Select Health has established a strong presence in Colorado, offering direct plans or enrollment through Connect for Health Colorado. With a network that includes Intermountain Health, UCHealth, AdventHealth, and Monument Health, members have access to a comprehensive healthcare system. This integrated approach means your doctors, specialists, and health records are all connected, aiming to provide coordinated and efficient care.
In terms of recognition, Select Health has consistently received high ratings for quality and patient satisfaction. These accolades reflect their commitment to delivering reliable healthcare services.
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Understanding Plan Options
Select Health offers a variety of plans to accommodate different preferences and financial situations:
- Bronze Plans: Ideal if you prefer lower monthly premiums and are comfortable with higher out-of-pocket costs when you receive care.
- Silver Plans: These plans offer a balance between monthly premiums and out-of-pocket costs. If you’re eligible for a Cost-Share Reduction (CSR) through the Marketplace, this may be a good option for you, as it offers all the benefits of a CSR at the lowest possible cost. If you’re not eligible, it can be good to avoid on-exchange silver plans at this time.
- Gold Plans: These come with higher monthly premiums but lower costs when you need care. You’ll pay less out-of-pocket for services like doctor visits and prescriptions.
All Select Health plans cover preventive care services at 100% before the deductible, ensuring you can access essential health screenings and check-ups without additional costs.
Network Flexibility
Select Health offers different network options to suit your needs:
- Select Health Value Network: Provides a broad selection of facilities and affiliated providers, offering flexibility in choosing where you receive care. This network includes access to AdventHealth, Intermountain Health, Monument Health, and UCHealth.
It’s important to note that the availability of these networks can vary based on your location, so reviewing the options in your area is essential.
Additional Benefits
Select Health plans come with several added benefits:
- $0 Virtual Visits: Enjoy $0 out-of-pocket costs for services like urgent care, primary care, mental health, and nutritional support visits (certain restrictions apply) .
- Loyalty Program: Members can be rewarded up to a maximum of $580 per calendar year for participating in approved wellness activities .
- RX Savings Solutions: Provides transparency into your prescription costs and shows you the lowest price options .
Getting Started
If you’re considering Select Health for your health insurance needs, it’s best to compare plan details and understand how they align with your healthcare preferences and budget. For personalized assistance, you can contact us to guide you through the selection process.
Remember, choosing the right health plan is a significant decision that impacts your access to care and financial well-being. Taking the time to explore your options and ask questions ensures you find a plan that best supports your health journey.
Note: The information provided here is for general understanding and may not reflect the most current plan details. Always refer to official Select Health resources or consult with a licensed insurance broker for the most accurate and personalized information.
