[…] But with any commodity in the marketplace, there will always be people who can’t afford it. The life or death nature of access to health care makes it too important to place it on the same shelf as cars and jeans and high-end organic potato chips. It people can’t afford (and thus don’t purchase) those things, they will still be ok. The same can’t really be said for health care.
Health Care Goodies
We Are What We Eat
[…] no matter how comprehensive or affordable our health insurance is, we won’t be healthy without a good deal of personal commitment. But it’s unrealistic to expect people to purchase fruits and vegetables over less expensive grain products. As long as we continue to subsidize the grain products, they will continue to be less expensive and more widely available.
And You Thought Gender Based Pricing Was Bad
[…] an insurance company called GuideOne Mutual actually had a question about “religious denomination.” And it seems that Atheists and Agnostics were charged more.
Emphasizing Science In Health Care Reform
[…] One of the problems facing our health care system is that there are so many people involved who are looking out for their own best interests, rather than what is best for the system as a whole and patients as individuals. The sheer force of the lobbying power that has descended on Washington this summer is evidence of that. […]
Drug Industry Wrongs Impacting Health Insurance Benefits
Pfizer was also illegally marketing Bextra, Lyrica, and Zyvox. They have settled for a record $2.3 billion, but Dr. Zhang points out that the sum is equal to three weeks of sales at Pfizer. Seems a bit paltry when you think about it. It’s like fining the average family a couple thousand dollars. Sure, it would sting a bit, but it wouldn’t really take that long to pay it off and forget about it. […]
Efforts To Reduce Never Events
[…] Ideally, we should have enough safeguards in place that “never events” truly never happen. But even if we eliminate the worst errors, there are still a lot of medical errors that could be prevented with extra checks and fail-safe systems in place. A trend towards not paying for mistakes could go a long way towards reducing the number of preventable medical errors in our hospitals.
The Safety Of Planned Home Births
[…] I’d like to see homebirth midwifery legalized and regulated in every state. I’d also like to see it as a covered expense on any health insurance policy that covers maternity. In Colorado, home birth midwifery is legal and regulated, but midwives have to jump through a lot of hoops to get paid on the rare occasions when their clients’ health insurance policies cover home birth expenses. […]
Differing Opinions On Health Care Reform
[…] What makes this story different from most of the other ones out there is that Loralee got to speak with Valerie Jarrett at BlogHer last month, and has written a very detailed post about the experience. Loralee describes herself as a moderate Republican, but is very much in support of health care reform as proposed by the current administration. […]
What Canadians Think Of Their Health Care
Canada’s health care system has become a major talking point for both sides of the American health care reform debate. Proponents of public health insurance point to Canada as a shining example of a country where every citizen has access to health care. But people who want less government involvement in our health care system note that Canadians often face long waits for care. […]
Public And Private Enterprises Can Coexist
[…] There is all sorts of competition and cooperation that already exists between the private and public sector. One way or another, I’m hopeful that we’ll end up with some sort of compromise that results in expanded access to health insurance and health care for more people.
Advance Directives Not The Biggest Issue
[…] It’s unfortunate that this has become such a point of contention in the health care reform debate. Although I do think that it could have been an important benefit for some peope, I also think it has taken the focus off of some of the much more important aspects of health care reform. And that is the unfortunate part.
Some Claims Should Be Denied
What if they refused to pay for some of the CT scans being done at a clinic that purchased its own CT scanner and subsequently had a 700% increase in the number of scans ordered? Would the health insurers be held up as the bad guys, for not paying for the scans? I have to imagine they would, even though it’s likely that a good number of those scans were unnecessary. […]
What Women Want
[…] Glenna’s article sheds light on what most of us (not just women) want when it comes to health care reform. We want something that is well-thought-out, focused on what works best for patients and health care professionals alike, and with a minimum of political grandstanding.
What We Expect Of Insurance
[…] In Colorado, if a person chooses to go without health insurance and ends up with a catastrophic medical bill, bankruptcy will be the likely outcome. Same story for a person who chooses to drive without car insurance and then causes a serious accident, except that the person driving without car insurance will also be facing legal action for making that choice. […]
Tax Breaks And Health Insurance Premiums
There is no reason why employees who get health insurance through their employer should get a tax break, while those who purchase individual health insurance don’t. Not only does the employer gets to deduct the premiums as a business expense, but the employees are not taxed on the value of the health insurance either. […]
The Drug Industry Is Dancing
[…] Drug costs have played a major role in driving up health care costs over the years. Many of the health insurance companies we work with in Colorado now require a separate pharmacy deductible to be met before copays kick in for drugs. And then I read articles that describe how psychiatric drugs have become common-place in our society. I think there’s a connection here somewhere…
Overutilization Of Healthcare
[…] Was my friend’s doctor practicing defensive medicine? Probably. Was she just trained to see problems, and thus spotted one that turned out to be nothing? Whatever happened, it absolutely had an impact on the healthcare costs associated with my friend’s pregnancy and birth. Eight extra ultrasounds and 24 hours of testing and monitoring in the NICU are not cheap. […]
The 82nd Cavalcade Of Risk
[…] Jaan homes in on the notion Bob puts forth that health insurance carriers are responsible for spiraling healthcare costs, and should thus be accountable for keeping those costs in check. I agree with Jaan here – health insurance companies are already highly regulated entities, and don’t have as much say when it comes to costs as the public would like to believe. […]
McAllen Might Be Over Simplification, But It Is A Start
[…] I don’t see a disparity between making more hospitals like the Mayo Clinic and focusing on how to cut costs in places like McAllen. I see them as two sides of the same story. Until we address the underlying issues that create cost structures like we see in McAllen, we aren’t likely to be successful in implementing healthcare reform that models itself on the Mayo Clinic.
Healthcare Reform Ideas From An Economist Point Of View
[…] On an issue as complicated as healthcare reform, it’s disingenuous to claim that one side has all the answers, and Jason does a fantastic job of highlighting all sorts of issues from an objective viewpoint. His article includes recommendations and strategies that he feels would help to reform our healthcare system. […]
Where Medicare Leaves Off
[…] I agree with Mike that we need to be having more of a discussion here in the US about how to better fund long term care. Private insurance policies work well, for the relatively few people who purchase them. But I think more intensive public education is needed in terms of what is and isn’t covered by Medicare.
Multiple Viewpoints On Health Care Reform
[…] Topics like health care reform sometimes become so politically polarized that people start to think of one side as good and the other as bad, with no gray areas in between. Forums that allow multiple, often conflicting, ideas to be shared alongside one another are a great way to get past argument and start to find common ground.
Health Care Must Be About More Than Money
[…] We all need to take a hard look at our motivations and what we consider to be our primary responsibilities. Anyone who puts making money at the top of the list might be better served in a different profession. Obviously, money will be somewhere on the list – we all need an income. But the health care industry isn’t a place where money should be the driving factor. […]
Colorado Senate Bill 88 Signed Into Law
I missed this news last week, but apparently I wasn’t the only one: Colorado Governor Bill Ritter signed Senate Bill 88 into law last Monday, granting dental and health insurance benefits to domestic partners of gay and lesbian state employees. Even the bill’s sponsors didn’t know until after the fact that it had been signed by the governor. […]
Gender, Age, Geography, and Health Insurance Premiums
The new proposal put forth by AHIP would take into account only age and geography (not gender) when setting rates. Jaan points out that while this is all well and good, doesn’t it leave things open to cries of foul regarding ageism and geographism? In my opinion, it does. Age and gender are both factors that are beyond our control, and to a large part, so is geographical location. […]